Welcome to our information page on Natwest Credit Cards. Here we have gathered All About Natwest Credit Cards, everything you need to consider before signing for a credit card contract. Remember that most contracts are considered sealed once you sign them, so always keep in mind all the information you are given about a specific credit card company. To start with, Natwest offers two ways to manage your credit card online. We recommend signing up for both NatWest online banking (where you can manage your cards and NatWest bank accounts together) and Credit Card Online Services.
Credit Card Online Services is the complete way to manage your credit card online and lets you do more. Among the features it offers is the Balance feature, where you get up to date balances and pay your bill. You get the chance to Switch off paper statements – that is, to save paper and switch to online statements. You can view transactions online – view earlier transactions with up to 18 months old. You will be getting free email/text alerts – reminders of your balance and when payments are due. This also applies for balance transfers – transfer balances from other credit/store cards, so you keep track of everything in order. And finally, you will keep control and management of your personal details – change your address and contact details online, whenever you need to.
With All About Natwest Credit Cards, you have basically 4 main options. That is the Platinum Credit Card, which gives you 0% on balance transfers for 18 months. This means you can transfer your existing balances and pay 0% for 18 months from account opening. Plus you could pay 0% on your purchases for 6 months from account opening. Thereafter the standard annual rate for balance transfers and purchases will be 16.56% (variable). This is a card where you Don’t pay interest on your balance transfers for the next 18 months, and pay no interest on everyday spending for 6 months too, though this offer is only available for application online.
A more modest card would be Student Credit Card, which is the perfect companion to your student current account helps you take control of your finances. It comes with a variable, representative APR of 18.9%. It offers great savings and a real-world credit limit. If you want bargains, get savings you can really use. Want to keep a lid on your finances? A maximum credit limit of £500 could help. The NatWest Student Credit Card is available subject to approval, only to persons aged 18 or over with a NatWest Student current account. These services are for the attention of UK residents only and are only available in the UK so if you want it Please view the Summary Box on their homepage for important information on interest and charges.